What is a means-tested benefit?

Unlike universal benefits, which are available to all citizens regardless of income or wealth, means-tested benefits require applicants to prove that their financial situation meets the eligibility criteria set forth by the program.

What benefits do not have a means test?

Means-tested benefits include many government assistance and state and federal welfare programs that measure a family's income against the federal poverty line. Universal or unconditional benefits, such as public schools, Medicare, and social security retirement income do not feature a means test.

What is a social security means test?

Social Security Means Test: Some government programs like Supplemental Security Income (SSI) use a means test to determine an individual’s eligibility for benefits. This test considers income, assets, and resources to ensure assistance goes to those with limited financial means.